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Last updated April 2025

2025’s Best Car Insurance Plans

We have helped 100,000+ car owners select the ideal auto insurance policy for their vehicles in all 50 states.

  • Top brands offering excellent service and fast claims payouts
  • Guaranteed lowest prices with exclusive deals
  • Trusted by vehicle owners, financial advisors, car dealerships, independent insurance agents, and many more
People driving in car
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$101/mo
Offers Bundling Discounts?
Home, Auto, Renters, Pet & Motorcycle
Best Policy For
Affordable rates
  • Liberty Mutual helps customers save up to 12% when you buy customized car insurance online
  • They also offer multi-car and violation-free discounts to help you save even more
  • Founded in 1912 and underwritten by Liberty Mutual Insurance Company

Call 844-644-4274 for a quote

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Best Price Guaranteed
1

418,159 people ranked Liberty Mutual as 4.8 on

Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$115/mo
Offers Bundling Discounts?
Home & Auto
Best Policy For
Comparing savings
  • Easily review quotes from a wide range of insurance providers side by side, all in one place
  • Find a match and save up to $4900 annually. Whether you’re looking to save on a car or home policy, we find the best value for you
  • Founded in 2012, The Zebra has helped shoppers perform over 18 million quotes to find a better car insurance policy
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Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$121/mo
Offers Bundling Discounts?
Home, Renters, Pet, Life & Auto
Best Policy For
AZ, IL, OH, OR, TN, TX, WA
  • Lemonade has an innovative car insurance policy. Bundle with pet and/or renters and get automatic discounts
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
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Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$123/mo
Offers Bundling Discounts?
Home & Auto
Best Policy For
Drivers Aged 50+
  • The Hartford offers great car insurance rates and rewards to AARP members
  • Get a free online quote in just 8 minutes or less, and discover extra benefits and savings, exclusively for drivers 50+
  • Founded in 1810 and underwritten by Hartford Underwriting
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Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$126/mo
Offers Bundling Discounts?
Home, Life Renters & Auto
Best Policy For
Established Brand
  • State Farm is the largest insurer for auto and home insurance in the United States
  • They are ubiquitous with over 10,000 brick and mortar agents nationally
  • Founded in 1922 and underwritten by State Farm Mutual Automobile Insurance Company
See Plans
Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$115/mo
Offers Bundling Discounts?
Home, Renters & Auto
Best Policy For
Military
  • USAA is the #1 insurance company for active military personnel, veterans, and their extended families
  • They also offer solutions for banking, retirement, investing, and more
  • Founded in 1922 and underwritten by United Services Automobile Association (USAA)
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Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$128/mo
Offers Bundling Discounts?
Home, Auto Renters & Motorcycle
Best Policy For
Government employees
  • Thanks to their gecko mascot, GEICO is one of the most recognizable names in car insurance
  • They offer competitive rates and further discounts for government employees
  • Founded in 1936 and underwritten by Government Employees Insurance Company
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Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$130/mo
Offers Bundling Discounts?
Home, Renters & Auto
Best Policy For
Cautious drivers
  • Allstate offers a “safe driving bonus” every 6 months you don’t have an accident
  • They insure almost all types of vehicles including: cars, motorcycles, ATV/off-road, snowmobiles, boats, and RVs
  • Founded in 1931 and underwritten by Allstate Insurance Company
See Plans
Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$157/mo
Offers Bundling Discounts?
Home, Renters, Life, Motorcycle, RV & Auto
Best Policy For
Motorcycles
  • Progressive is the #1 motorcycle insurer in the United States
  • They guarantee repairs on all vehicles as long as you own your vehicle and take it within network
  • Founded in 1937 and underwritten by Progressive Casualty Insurance Company
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Best Price Guaranteed
1
Average Premium
National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage. Learn more at the end of this page.
$101/mo
Offers Bundling Discounts?
Home, Auto, Renters, Pet & Motorcycle
Best Policy For
Affordable rates
  • Liberty Mutual helps customers save up to 12% when you buy customized car insurance online
  • They also offer multi-car and violation-free discounts to help you save even more
  • Founded in 1912 and underwritten by Liberty Mutual Insurance Company

Call 844-644-4274 for a quote

See Plans
Best Price Guaranteed
Best Overall

Ranking Methodology

We ranked the best car insurance policies based on a variety of important factors including the following:

  • National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage
  • Coverage and benefits
  • AM Best rating of the underwriter
  • Policy limits and bundling discounts
  • Exclusions and customizations
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews
  • Claim satisfaction
Back up to Plans
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