9 Best Car Insurance Plans Compared (February 2025)
We have helped 1,000s of car owners select the ideal auto insurance policy for their vehicles in all 50 states. Our objectively ranked comparison table is trusted by vehicle owners, financial advisors, car dealerships, independent insurance agents, and many more.



AVERAGE
PREMIUM
$101/mo
OFFERS BUNDLING DISCOUNTS?
Home, Auto Renters, Pet & Motorcycle
BEST POLICY
FOR
Affordable
rates


AVERAGE
PREMIUM
$124/mo
OFFERS BUNDLING DISCOUNTS?
Home, Life Renters & Auto
BEST POLICY
FOR
Established
brand


AVERAGE
PREMIUM
$115/mo
OFFERS BUNDLING DISCOUNTS?
Home, Renters & Auto
BEST POLICY
FOR
Military


AVERAGE
PREMIUM
$128/mo
OFFERS BUNDLING DISCOUNTS?
Home, Auto Renters & Motorcycle
BEST POLICY
FOR
Government
employees


AVERAGE
PREMIUM
$130/mo
OFFERS BUNDLING DISCOUNTS?
Home, Renters & Auto
BEST POLICY
FOR
Cautious
drivers


AVERAGE
PREMIUM
$157/mo
OFFERS BUNDLING DISCOUNTS?
Home, Renters, Life, Motorcycle, RV & Auto
BEST POLICY
FOR
Motorcycles


AVERAGE
PREMIUM
$223/mo
OFFERS BUNDLING DISCOUNTS?
Home, Auto Renters & Umbrella
BEST POLICY
FOR
Umbrella
insurance
- Liberty Mutual helps customers save up to 12% when you buy customized car insurance online
- They also offer multi-car and violation-free discounts to help you save even more
- Founded in 1912 and underwritten by Liberty Mutual Insurance Company
Call 844-644-4274 for a quote
Ranking Methodology
We ranked the best car insurance policies based on a variety of important factors including the following:
- National average monthly premiums are based on quotes for a 30-year-old single male with good credit and no accident or violation history and who owns a 2015 Honda Accord with 50/100/50 liability limits plus $500 deductibles for comprehensive and collision coverage
- Coverage and benefits
- AM Best rating of the underwriter
- Policy limits and bundling discounts
- Exclusions and customizations
- Technology and user experience
- Ease of sign up
- Policy language clarity
- User reviews
- Claim satisfaction